Privacy Policy

1. Information we collect

Account information

When you create an account we collect your name, email address and, if you choose to add it, your mobile number. If you sign in with Google, we receive your name and email address from Google. Your password is handled by Firebase Authentication and is never visible to us.

Finance information you enter

The records you create in the app: transactions, wallets and balances, budgets, savings goals, bills and subscriptions, money you lent or borrowed, Daily Khata entries, investments and price alerts. This information is stored on your phone and in your account in the cloud so it is backed up and available on all your devices.

Notifications (optional, Premium)

If you turn on Auto-add transactions and grant Android notification access, the app reads the text of notifications shown on your phone by other apps (for example your bank, JazzCash, Easypaisa, Google Wallet or SMS app) to detect payments and transfers. Notification text is processed only on your phone. Only the detected transaction details (amount, whether it was money in or out, merchant or person, category and the transaction reference) are saved as a transaction in your account. Other notifications are ignored and are not stored or sent anywhere. You can turn this off at any time in the app or in Android settings.

Microphone and voice (optional)

If you talk to Fini, the voice companion, the app asks for microphone permission. Your speech is converted to text by the speech recognition service on your phone (usually provided by Google), which may process the audio under its own privacy policy. EasyFinance does not record or store audio.

AI companion conversations (optional, Premium)

When you ask Fini something, your message and the parts of your EasyFinance data needed to answer it (for example totals for a period, recent transactions, wallet balances, upcoming bills, or facts you asked Fini to remember) are sent to Google's Gemini AI models through Google Firebase AI Logic to generate a reply. Facts you ask Fini to remember (such as “salary arrives on the 1st”) are saved in your account so Fini can personalise answers; you can clear them in Settings. We do not use your conversations for advertising.

Purchases

EasyFinance Premium is sold through Google Play. Google processes your payment; we only receive the status of your subscription (for example active, in trial or cancelled) so we can unlock Premium. We never see your card or bank details.

App security and diagnostics

The app uses Firebase App Check with Google Play Integrity to confirm requests come from the genuine app on a genuine device. Firebase services may also collect limited technical information (such as device model, operating system version and error information) to provide and protect the service.

Information that stays on your phone

• App settings such as currency, reminder times and notification preferences.
• Fingerprint lock: fingerprint checks are handled entirely by Android. EasyFinance never receives your fingerprint or other biometric data.
• Reminders are scheduled on your phone.

Market prices

To show live prices the app requests public market data from the Pakistan Stock Exchange website (dps.psx.com.pk) and Yahoo Finance. These requests contain only the stock symbol; like any website, these services can see your IP address. No account or finance data is sent to them.

2. How we use information

• To create and secure your account and sign you in.
• To store, back up and sync your finance records across your devices.
• To show summaries, charts, budgets, reminders and alerts that you set up.
• To detect transactions from notifications and to answer your questions with Fini, when you turn these features on.
• To provide Premium features you subscribe to and to prevent abuse of the service.
• To reply when you contact us.

We do not use your information for advertising, we do not build advertising profiles, and we do not sell or rent your information.

3. Who we share information with

We share information only with service providers that run parts of the app for us:

• Google Firebase (Authentication, Cloud Firestore, App Check and AI Logic with Gemini), for accounts, cloud storage, security and AI replies.
• Google Play, for subscriptions and payments.
• Your phone's speech recognition provider, when you use voice.

These providers process data under their own terms and privacy policies, including Google's Privacy Policy. We may also disclose information if required by law or to protect the rights and safety of our users.

4. Storage and security

Cloud data is stored in Google Cloud through Firebase. Data is encrypted in transit (HTTPS/TLS) and at rest by Google. Security rules ensure your records can be read and changed only when you are signed in to your own account. No method of storage is 100% secure, but we take reasonable measures to protect your information. Your data may be processed in countries other than Pakistan where Google operates.

5. How long we keep information

We keep your account and finance data for as long as your account exists. When you sign out, the data is removed from that phone but stays in your account. When you delete your account, your account and all your cloud data are deleted permanently; copies may remain in Google's backup systems for a limited period before they are overwritten. Google Play keeps purchase records according to its own policies.

6. Your choices and rights

• View and edit: you can view and change your profile and all your records in the app.
• Optional features: notification access, microphone and the AI companion are off until you turn them on, and you can turn them off at any time.
• Delete: you can delete your account and data in the app at Profile → Settings → Delete Account, or follow the steps on our account deletion page.
• Questions: email us at muhammadshahan059@gmail.com to ask about the information we hold about you.

7. Children

EasyFinance is not directed at children under 13, and we do not knowingly collect personal information from them. If you believe a child has provided us with personal information, contact us and we will delete it.

8. Changes to this policy

We may update this policy as the app changes. We will update the date at the top of this page and, for significant changes, let you know in the app.

9. Contact us

ThinkFlow, Pakistan
Email: muhammadshahan059@gmail.com